Blog Post

Be in the Know: When is PT/OT/SLP Available to You? (And what does insurance cover?)

This is the 1st of a 5 part series. 


In the realm of healthcare, access to therapeutic services such as Physical Therapy (PT), Occupational Therapy (OT), and Speech-Language Pathology (SLP) is crucial for individuals dealing with various health challenges. This five-part blog series aims to provide comprehensive information on when a person can receive therapy services, why therapy might be beneficial, and the key question of whether insurance will cover these services. In this first installment, we’ll explore the diverse settings where patients can access PT, OT, and/or SLP, shedding light on the availability of these vital therapies.

Part 1: The Hospital

Hospitals play a pivotal role in providing immediate care and rehabilitation services. PT, OT, and SLP are often integral components of a patient’s recovery journey within a hospital setting. Whether recuperating from surgery, managing a chronic condition, or recovering from a traumatic injury, individuals can access these therapies under the guidance of skilled professionals. Understanding when hospital-based therapy is available ensures timely intervention for optimal recovery.

Part 2: Different Types of Rehab Centers

Rehabilitation centers come in various forms, depending on the different needs and levels of care a patient may require. From inpatient rehabilitation facilities to skilled nursing facilities, each offers a unique opportunity to participate with PT, OT, and SLP. Exploring the distinctions between these centers helps individuals and their families make informed decisions about the most suitable setting for their rehabilitation journey. Additionally, we’ll delve into the specialized services offered in each type of rehab center.

Part 3: Home-Health

The comfort of one’s home can serve as a therapeutic environment for individuals requiring PT, OT, or SLP. Home-based therapy programs bring the expertise of healthcare professionals directly to the patient’s doorstep. We’ll discuss the advantages of receiving therapy at home, explore the conditions that make someone eligible for home-based services, and highlight the role of caregivers in supporting the therapeutic process.

Part 4: Out-Patient Services

Out-patient services offer flexibility for individuals who don’t require round-the-clock care. Whether recovering from a sports injury, managing a chronic condition, or seeking preventive care, out-patient therapy allows patients to receive services while maintaining their daily routines. This section will cover the various out-patient settings, including private clinics, rehabilitation centers, community health centers, and even at your home!

Understanding Insurance Coverage:

While the availability of therapy services is crucial, the financial aspect often plays a significant role in decision-making. This blog series will address the complexities of insurance coverage for PT, OT, and SLP. It will explore common insurance plans, coverage criteria, and tips on navigating the insurance landscape to ensure that individuals can make informed decisions about their healthcare without unnecessary financial burden.


Navigating the world of therapy services involves understanding when and where these services are available, why they are beneficial, and whether insurance covers them. This four-part series aims to empower individuals with the knowledge they need to make informed decisions about their healthcare journey. Stay tuned for the upcoming parts, where we delve deeper into the why and how of therapy, and demystify the intricate world of insurance coverage. Be in the know and take charge of your path to recovery and well-being.

Bio: Regina started Mobile Therapy Solutions in October 2020. She is an Occupational Therapist with 22 years’ experience working with seniors in their homes.  She always says her favorite people are at least 90!  Her degree is from Keuka College in Upstate NY and she has lived in Cobb County since 2012 with her 3 girls.